Online Banking

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Why We're Different

Morganton Savings Bank is Burke County’s only local financial Institution, serving our friends and neighbors since 1903. We are perennially ranked in the top 1% of institutions Nationwide for safety and soundness, a testament to our Conservative business principles and common sense. At Morganton Savings your money is always safe and sound.



Phishing: Important Notice

Morganton Savings will never initiate an email asking you to submit personal information via the internet. We warn you to protect your personal information and be cautious of any email that asks you for such information. For additional information click on the Security Info link.     Security Info

lending services


home mortgages

We offer fixed and variable home mortgages, to purchase, construct, remodel, or refinance your home. Call our loan officer, Katrina Blumetti (NMLS ID #1002390), and she'll be glad to assist you.


home equity lines of credit

We offer prime-based equity lines of credit up to 80% loan to value to qualified borrowers.

Construction loans

Contact us for terms and pricing on residential construction loans.

Commercial Real Estate Loans

Contact our loan officers for rates on commercial real estate lending.